Cadeau: Noun /kadough/
A gift or present
Cadeau is an independent financial services firm based in Chesterfield, Missouri, serving individuals, families, charities, and business owners largely based in the greater St. Louis area. We help our clients in a rather unique capacity in that we help people indentify money that they're losing unknowingly and unnecessarily. You ask, "What does that mean?" It's how you fund your 401(k), pay or fund college, pay the mortgage and how you make major purchases. Typically we are able to show someone how to increase their after-tax retirement income by 25% to 35% without having to save any more money.
With volatile markets and ever-changing financial solutions available, we understand how intimidating it can be to make critical investment decisions and how difficult it can be to feel confident in your financial future. Our goal is to assist clients with developing a tax-efficient financial plan that can withstand changes (both economic and personal) and help to ensure that your wealth lasts throughout your retirement years.
With more than 30 years of experience and a strong commitment to our clients, our professionals are uniquely positioned to help you address your concerns and plan for tomorrow and the years to follow. Contact us today to learn more about how we help our clients obtain Wealth with Wisdom!
The Power of Compound Interest
Learn how to harness the power of compound interest for your investments.
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
“Dirty Dozen” Tax Scams to Watch For
Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
There’s a link between debt and stress.
A look inside the U.S. government's statistics on household net worth.
Don’t overlook the need for renter’s insurance if you rent your home.
Building wealth requires protection from the forces of wealth destruction.
Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
Enter various payment options and determine how long it may take to pay off a credit card.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Assess whether you are running “in the black” or “in the red” each month.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
Using smart management to get more of what you want and free up assets to invest.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are some key concepts to understand when investing for retirement
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
The importance of life insurance, how it works, and how much coverage you need.
A special needs trust helps care for a special needs child when you’re gone.
What does your home really cost?
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
There are hundreds of ETFs available. Should you invest in them?
Lifestyle inflation can be the enemy of wealth building. What could happen if you invest instead?